How can I buy a home without credit/good credit? Please help me.?

How can I buy a home without credit/good credit? Please help me.?

Hello. I am 28 years old. I have been divorced for a couple of years now. The home I currently live in is a mobile home with 3/b 2/b. I have lived here for 8 years. When you break it up, 8 years at $525.00 a month for something I will never own adds up to a lot of money. I also pay all of my own utilities including natural gas. I have never been late on rent. I have never been late on a utility bill. I have purchased 2 cars with cash. I have never had a credit card. What do I do? I need a home. I have thrown out so much money twards rent it makes me sick but I can't get anyone to help me or even consider to help me get a loan. I have tried real estate agents, I have tried mobile home places but to no avail. The only thing bad I have as far as I know is medical bills but I am paying on them. I just need to stop throwing away money every month so I can build a better future for my little girl and I. Please, if anyone has any advice it would be great.

 

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i was involved in a car accident. i was at the wheel and the insurance company that insures the car has placed me at fault. i am not the owner, but claim that i had permission from the owner to use the car and therefore, under california law, should not be liable for the damages. the owner is fully insured. i tried to settle this by paying for the deductable. shortly after i submitted a check to the owner he changed his statement to his insurance company and claimed that he in fact hadnt given me permission to use the vehicle (I have a scanned copy of the check with clearing information from my bank). i am now being threatened by two insurance companies: 1) the insurer of the other party involved (this claim is on me, the owner, and his insurer) & 2) the insurer of the car i was driving. what are my options? how can i attempt to prove that he did give me the necessary explicit or implicit permission to use his automobile?

 

How can I buy a home without credit/good credit? Please help me.?

Hello. I am 28 years old. I have been divorced for a couple of years now. The home I currently live in is a mobile home with 3/b 2/b. I have lived here for 8 years. When you break it up, 8 years at $525.00 a month for something I will never own adds up to a lot of money. I also pay all of my own utilities including natural gas. I have never been late on rent. I have never been late on a utility bill. I have purchased 2 cars with cash. I have never had a credit card. What do I do? I need a home. I have thrown out so much money twards rent it makes me sick but I can't get anyone to help me or even consider to help me get a loan. I have tried real estate agents, I have tried mobile home places but to no avail. The only thing bad I have as far as I know is medical bills but I am paying on them. I just need to stop throwing away money every month so I can build a better future for my little girl and I. Please, if anyone has any advice it would be great.

 

What is the best life insurance for a 77 year old man?

What is the best life insurance for a 77 year old man?

 

 

Do I have too much insurance?

I live in California, where the minimum required liability insurance limits are 15/30/5. I drive a 97 Ford Taurus and the cost of a deductible if I were to have full coverage would exceed the value of this old car- so I only have liability. My coverage is 50/100/25. I'm 25, my husband is 22, we have no accidents on our record, are good students and have absolutely no assets whatsoever. I'm beginning to wonder if we have more insurance than we need. I don't think I'm comfortable dropping my insurance to the required 15/30/5 minimum, but at the same time, I'm not sure if finding the happy medium at 25/50/25 would be a wise choice. I just want to make sure we're prepared, but not getting ripped off. Any advice?

 

 

How much did your car insurance go up when your teen began to drive?

How much did it rise? Did they get their own car or did they drive yours? Did they have a good student discount? Did they take drivers ed (and get a discount)? Are they a boy or a girl? Anything Else? Thanks... Just trying to figure out how much ours is going to go up

 

 

What is the diffrence between an 2007 Mustang and a 2007 Mustang Premium?

Another question is how much will insurance cost for a 16 year old with a license and driving certificate

 

 

Do you liability car insurance or full coverage?

Do you have liability car insurance or full coverage insurance? Pros and cons?

 

 

About old car insurance?

i want to buy a 99 honda acoord and i need to know how much shuold i pay for insurance ?

 

 

Car Insurance, passed test today, 18 years old, cheapest insurance?

Hi, I passed my test this morning and I live in Birmingham in the UK, I was wondering if there was any companies that do cheap insurance for my age group.. The car I have is a 1.4 Ford Fiesta Zetec, and was looking on paying 2500 maximum. Thank you!!!

 

 

What is the best car insurance for a 27 year old guy?

right now i pay about $250 / month for my car insurance with progressive. i got a dui 4 years ago (stupid [and costly] mistake and changed my life since then), and i bought a new car in 2011. i'm also 27 years old. does anyone know of a better company that could offer me a better rate? thanks

 

 

Car Insurance for young people?

I know I can go online and get a quote by entering in a bunch of information.. But generally speaking.. How much would insurance be for 1.) an 18 year old female college student with good grades, no accidents or tickets. 2.) a 20 year old male college student with good grades and 1 speeding ticket Asking about general liability for a semi-decent car. Any other information would be great =]

 

 

What is the best health insurance for a newly married couple to get?

My husband and I just got married and are looking to get health insurance. we both can not get insurance through work. we live in arizona, my husband attends ASU. We are both involved in masters programs. We are looking to start a family poss. with in the year! what is the best coverage we can get, with our student incomes? thanks in advance for any advice / guidence you can provide!

 

 

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?

 

 

Is it cheaper to buy your own car insurance or to add on to your parents premium?

You're a new driver, 19, and you have a 2004 Honda. Would it be cheaper to add on to your parents insurance plan?

 

 

What is an insurance quote?

Can someone explain to me just what the heck an insurance quote is?

 

 

Can a financial advisor from AXA sell you New York life insurance?

I'd like to know if a financial advisor that works for AXA Advisors offer clients New York Life insurance products. Thanks in advance! I'm in CA by the way.

 

 

Help on getting cheap car insurance for young drivers?

I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks

 

 

Teen car insurance help help?

I am 18 years old and on my fathers state farm policy my mother has her own house and policy if I have car insurance under him can I be covered to drive her cars. she has geico

 

 

Where can I find health insurance with maternity coverage without a super long waiting period?

My wife and I are looking for health insurance. I am self-employed, and her company does not offer insurance for it's employees. So we've been looking into family plans. We're married with no children. But, we'd like to have children soon. Like, maybe next month if it all works out. :) I've looked into plans from various companies like Anthem, and most of the companies don't even offer maternity coverage. And the ones that do have a 9-12 month waiting period before the maternity coverage kicks in! And too top it all off, it's ridiculously expensive! Anyone have any ideas? We live in Ohio. We make too much between us to qualify for medicaid or any other type of government aided insurance program. Are we just outta luck? There has to be something!?

 

 

Should people be required to have health care coverage like they do for car insurance?

That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff.

 

 

Buying a used Honda Civic 1996? First Car? Insurance?

Hi guys. I'm a College Freshman, and I got my California Driver's License last winter break. I am thinking about buying a used Honda Civic 1996. I know the only way I can find out how much insurance would cost me every month would be by me getting a quote. But on a rough estimate, how much would I be paying at age 19 for a Honda Civic 1996, on my own plan. Not on a family plan or anything. Also, plus gas and everything, how much roughly would I be paying every month? Best detailed answer gets 10 points. Thanks!!!

 

 

Can you have a separate car insurance policy for a different vehicle?

I am 18 and I am insured under my parent's policy for my main car. I'm really into cars so I wanted to buy an old Explorer or something as a throw around car to work on, but my parents would never let me put it on their insurance. I don't need collision or comprehensive, just liability insurance. Is it possible to be insured under my parent's policy for my one car and insured under a separate policy for a second car? I live in New Jersey if that makes any difference.

 

 

How much is health insurance?

I don't get health insurance through my job, so how much would it be to buy health insurance? What company should I get insurance from? (I live in CO, US btw)

 

 

Thinking about changing to TD for auto insurance?

My current auto insurance company is charging me around $380.00 per month for insurance TD quoted me for $230.00 per month. I have only been with my current insurance company for 4 months now is it worth changing? here is TDs rules for cancelling. I personally think it is worth the change would TD still take me if i cancel early into my policy i haven't missed a payment and this would be the first time i cancelled a policy. Do there rules apply for me Cancelling???? or am i alright for changing? also i paid first and last do they take my last month as a cancellation fee? anyways let me know thanks TD Canada Trust rules for cancelling If an insurance company has cancelled/refused your policy for whatever reason (e.g., non-disclosure of tickets, non-payment), we are unable to provide you with an online quote. We do not take into account a policy that you cancelled yourself.

 

 

Muscle/Sports car insurance question...?

Would a 1971 Ford Torino 4 door sedan be considered a sports/muscle car to insurance companies? I am trying to find a way around the muscle car insurance rates while still having a muscleish car. Any other car suggestions would be great.

 

 

Service Charges for Auto Insurance?

I'm getting quoted for auto insurance, one of the quotes has +service charge , but other cars from the same insurance provider don't have this. Why would auto insurance have a service charge? Is this a normal thing? And if so how much is it normaly? I'm assuming its a % of the quote... Thanks.

 

 

Is insurance required to buy a car?

I live in the state of Washington. I just turned 18 and obtained my driver's license. However, I have been driving for two years now without insurance and license :/ fortunately without any encounters with the law. Anyway, I want to buy my own car now, my first car, so I'm looking for something local on craigslist. My question is, is it required for one to have insurance in the state of Washington in order to buy a car? I've obviously never done this before so if you could explain how this works I would appreciate it. 1.) What exactly do I need to pay for besides the car? (license plates, registration?) and 2.) Do I need to have insurance? (or can I just pay the person for the car, get the paperwork, and it's done, because I can't afford insurance at the moment. Again I've never done this before). Thank you

 

How can I buy a home without credit/good credit? Please help me.?

Hello. I am 28 years old. I have been divorced for a couple of years now. The home I currently live in is a mobile home with 3/b 2/b. I have lived here for 8 years. When you break it up, 8 years at $525.00 a month for something I will never own adds up to a lot of money. I also pay all of my own utilities including natural gas. I have never been late on rent. I have never been late on a utility bill. I have purchased 2 cars with cash. I have never had a credit card. What do I do? I need a home. I have thrown out so much money twards rent it makes me sick but I can't get anyone to help me or even consider to help me get a loan. I have tried real estate agents, I have tried mobile home places but to no avail. The only thing bad I have as far as I know is medical bills but I am paying on them. I just need to stop throwing away money every month so I can build a better future for my little girl and I. Please, if anyone has any advice it would be great.

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